Author: mandmweb

You won’t have to read too many articles to find a list of property ownership benefits a mile long. Everyone knows it; financially speaking, owning a house is superior to renting one. The benefits of renting a home, however, are often overlooked. Put simply, not everyone is in the market to buy a house. After all, coming up with a down payment alone is sometimes impossible for an individual. But even those who are considering the purchase of a house in the future can find much to like about renting in the meantime. Here are some of the benefits of not owning property. No Down Payment To buy a house the “right way”, you are encouraged to put down 20% of the total price right up front. For a $100,000 house, that means coming up with $20,000. How many people have that kind of money in the bank? In an era when more people than ever are living paycheck to paycheck, the concept of plunking down $20,000 is as foreign as buying an island. Of course, there are ways around that down payment, but they have their own financial pitfalls. With rental homes, no down payment is required beyond perhaps the first and last month’s rent. Repairs As anyone who owns a house can tell you, ownership is much more expensive than you might think at first. With rental...

The fact is this, over two-hundred women real estate agents have been killed in the past decade, and nobody knows, not even the local police, how many were raped, beaten or robbed that went unreported. Scary, huh! In today’s society, what with all the unemployment and people having trouble making ends meet, real estate agents holding an open house, especially if the property is three miles outside the city limits, could present a dangerous situation. Let’s float some helpful tips to remember that may keep you alive to work another day. #1 – That cell phone is your life preserver. Pre-program it to 911. #2 – Eschew that nice watch, jeweled necklace and fancy ring. To a thief that presents the keys to the kingdom. #3 – If possible, always meet a client in your office. If a man calls who says he saw your sign on property with a lock box and would like to meet you there, take a big, strong male agent with you. #4- Don’t expose personal info on your Web site or any other site. #5 – Carry some high performance pepper spray in your purse….better yet, in your jacket pocket. #6 – Forget the fancy business card picture that makes you look like a movie star. Same goes for your Web site and outdoor signs that show a closeup shot of that $1,000...

There are hundreds of pathogens present in the environment capable of causing infectious diseases in humans. Some of these diseases such as HIV/AIDS and Ebola are highly dreaded where death is the only way of getting rid of the infection. Most of these diseases occur as a result of certain risk factors that can be categorized into controllable and uncontrollable risk factors. Some of the risk factors that can cause disease are highly ignored and not attended to properly. These sorts of risk factors are known as controllable risk factors. It is possible to control the spread of infectious diseases and prevent an outbreak by managing these factors in a proper way. Some of the risk factors of infectious diseases are explained below. 1. Unprotected sex: Sexually transmitted diseases such as AIDS occur mainly due to unhealthy or unprotected sexual practices. It is always better to use condoms while having sexual intercourse. Apart from that, one should always avoid performing oral sex with a stranger. It is always better if one remains faithful to his/her better-half. 2. Untreated open wounds: This factor poses the biggest risk to getting infected with pathogens. Open wounds should always be treated with immediate affect. 3. Poor hygiene: Soil contaminants such as nematodes spread into the system when people consume food with unwashed hands. It is always good to maintain good hygiene. One should...

The fibonacci sequence has fascinated mathematicians for many years. Let’s take a look at how these numbers might impact on lottery applications. The sequence is simply a group of numbers where each number is the sum of the previous two. 1 2 3 5 8 13 21 34 What is of interest is that the ratio of any two numbers approaches the “golden number” of 1.6180 which appears in nature from the Egyptian pyramids through to the petals on many flower species. The higher the number, the closer the ratio is to 1.6180. Lotto And The Fibonacci Theory At first glance the sequence doesn’t appear to give us any help with Lotto selections. There are too many numbers in the first decile and few even numbers. Where the numbers might be helpful is using the series to make selections from generated combinations. Lotto Combinations And Fibonacci Applications Whatever selection system you use, the number of possible combinations is likely to be large. For example, a lotto calculator would generate 924 combinations for just 12 unique numbers. That would be too many lines for an individual player, but you could use the fibonacci sequence to work out which lines to choose. The elegance of the series is that you can start with any two numbers and create your own sequence. So you could begin with lines 5,10 and then continue...

The capital of India, New Delhi is one of the largest cities in India. The city is an important hub of various activities like; trade, commerce, politics and culture. Tourists from all over the world make a beeline to explore the city which has so many diversities to offer. Finding good accommodation is not a problem as there are a number of Luxury Hotels in Delhi. The city, located on the banks of river Yamuna is complete with a number of mosques, temples, monuments and forts, giving an insight into the glorious history of the city. As the city is home to a large population which is religiously and culturally diverse; the tourists can come across this magnificent variety during their sojourn to the luxury hotels of New Delhi. It is one of the few cities where present and past meet seamlessly. You can see various forts, palaces and mansions on the one side and bustling markets, upscale restaurants and glittering shopping malls on the other. Apart from being an important tourist destination in India, it is also home to numerous luxurious hotels spread across length and breadth of the capital city. The luxury hotel in Delhi offer all the amenities and services required for elegant stay in the city. These hotels leave no stone unturned to ensure maximum comfort of the guests, realizing true spirit of Indian hospitality....